One in Five Homes in the United States Is Valued at Less than $150,000
American Community Survey data reveals that over 20 percent of homes (including condos and manufactured homes) cost below $150,000.
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Small-Mortgage Shortfall Threatens Minorities’ American Dream
A Reuters article cited FLH’s research on small dollar mortgage lending to discuss its impact on Latino homeowership.
Accessing FHA Mortgage Loans in North Carolina
An assessment of FHA lending trends in North Carolina, from 2007 to 2021.
Increasing Availability of Small Dollar Mortgages
Read FLH and CSEM’s response to the Federal Housing Admiration’s RFI on small dollar mortgages
Breaking the Homeownership Catch-22 for Communities of Color
Programs are addressing the rising gap in homeownership rates that has made it harder for communities of color to build generational wealth.
Large Investor Activity in Winston-Salem’s Housing Market
An investigation into the trends of large investors in the housing market of Winston-Salem, North Carolina.
In the Banking Capital of the South, Some Communities Find Challenges in Accessing Mortgage Loans
A preliminary spatial analysis reveals disparities in mortgage application denials in North Carolina.
There are Plenty of Affordable Homes in America, But Little Financing
Homes costing less than $100,000 are on the market, but existing barriers prevent low-income families from purchasing them.